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Financing

Payment options on qualifying projects.

Roofs and full envelope replacements rarely arrive at a convenient time. Financing lets a project move now instead of waiting on a budget cycle.

Our lending partner

Acorn Finance

Check your options online in a few minutes without affecting your credit score. Acorn is a lending marketplace, so you see offers from several lending partners side by side and pick the one that fits rather than taking whatever a single bank offers.

Best for homeowners who want a fast answer and would rather compare offers than negotiate one.

  • Prequalify without a hard credit pullChecking your options does not affect your score.
  • Several offers, one applicationCompare rates and terms from multiple lending partners at once.
  • Start it yourself, right nowOr we can walk through it with you during the estimate.
Check Your Options

Financing is provided by Acorn Finance’s lending partners. LJSSC is not a lender and does not make credit decisions. All rates, terms, and approvals come from the lender. Checking your options does not affect your credit score.

Acorn Finance - apply and get affordable payment options from multiple lenders

Checking your options takes a couple of minutes and uses a soft credit check, so it will not affect your score. You will see real offers from Acorn’s lending partners before you commit to anything.

Other routes

Local banks and other lenders.

Acorn is the fastest way to see options, but it is not the only one. We work with local banks and third-party lenders as well, and on larger or commercial projects those often make more sense than an online marketplace.

Tell us what you are planning and roughly what you are trying to accomplish, and we will point you toward the route that fits. We can make the introduction and help you get set up. We do not lend and we do not take a position on which lender you should use.

Ask About Other Options
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How it works

Financing does not change how we quote.

STEP 1

Get the estimate first

We price the work on its merits. The number is the number whether you pay cash or finance it.

STEP 2

Check your options

Prequalify through Acorn in a few minutes and compare the offers their lending partners return. No hard credit pull to look.

STEP 3

Schedule the work

Once financing is approved, we schedule the trades the same way we would on any other job.

Questions we get

Does financing cost more than paying cash?
Our price for the work is the same either way. What financing costs you depends on the rate and term you are approved for, which is between you and the lender.
Will checking my options hurt my credit?
Prequalifying through Acorn uses a soft credit check, which does not affect your score. A hard pull only happens if you move forward with a specific lender.
Is financing available on commercial projects?
The options on this page are aimed at homeowners and residential property. For commercial work, tell us what you are planning and we will point you toward the right route.
Can I use financing alongside an insurance claim?
Financing can cover an upgrade beyond what your claim pays, or the timing gap before your carrier releases funds. It cannot be used to cover, rebate, or waive your deductible — Kansas law is specific about that, and any contractor offering to absorb your deductible is putting you both at risk.
Who actually lends the money?
LJSSC is not a lender and does not make credit decisions. Acorn connects you with its lending partners. Approval, rates, and terms come from them, not from us.

Ready to price a project?

We will quote the work first, then walk through payment options if you want them.

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